Serving Northern Utah for Nearly 40 Years
A new roof is an investment. We make it easier to pay for with flexible options and zero pressure.
We never want cost to be the reason you put off a roof that needs replacing. That is why we offer multiple ways to pay, from simple cash or check to credit cards and financing through a national lender. You pick whatever works best for your situation.
All major cards accepted. We do not charge credit card fees.
Straightforward. No processing time, no extra steps.
Low monthly payments through Regions Bank. Details below.
We partner with Regions Bank (formerly EnerBank USA), a national FDIC-insured lender that specializes in home improvement financing. This is not a credit card, and you do not need home equity to qualify. It is a straightforward personal loan with fixed monthly payments and a fixed interest rate.
The process is simple: you can prequalify with a soft credit pull that does not affect your credit score. That lets you see what you qualify for before you commit to anything. If you like the terms, you submit a full application and typically get a same-day decision. Once approved, the funds are available for your project.
We offer three financing options, and the payment calculator below will show you exactly what your monthly payment would look like at each tier. Not sure what your roof will cost yet? Use our Pricing Calculator to get a ballpark estimate, then come back here and plug in the number.
Enter your estimated project cost to see monthly payment options.
Payment estimates are for illustration only and do not constitute a loan offer. All loans subject to credit approval through Regions Bank, Member FDIC. Terms and conditions apply. Minimum monthly payment is $50. Actual terms may vary based on creditworthiness and loan amount.
Choose your loan type below. You can prequalify first with no impact to your credit, or go straight to a full application.
12 months, 0% interest. Pay in full within 12 months and pay nothing extra. $1,000 minimum.
PreQualify Apply60 fixed monthly payments. $19.97 per $1,000 borrowed. $3,500 minimum.
PreQualify Apply120 fixed monthly payments. $12.88 per $1,000 borrowed. Lowest monthly payment. $7,500 minimum.
PreQualify ApplyCall Regions Bank directly and reference Bob Harvey Roofing.
(866) 644-3659When applying by phone, use Contractor ID: 801544 and one of the following loan codes:
Same-As-Cash: DAC2725 • 5-Year: DAC2759 • 10-Year: DEL2693
Real answers to the things homeowners ask us most about financing.
Yes. We offer financing through Regions Bank (formerly EnerBank USA), a national FDIC-insured lender. Options include a 12-month same-as-cash loan, a 5-year loan at 6.99% APR, and a 10-year loan at 8.99% APR. No home equity is required, and you can prequalify with a soft credit pull that does not affect your credit score.
We accept cash, personal checks, credit cards, and financing through Regions Bank. We do not charge any fees for credit card payments. Bob Harvey Roofing is family-owned since 1988, and we have always believed in straightforward, honest pricing, no hidden fees, no surprises at the end.
The 12-month same-as-cash loan lets you finance your roof with no monthly payments and no interest for 12 months. If you pay the full balance within that 12-month window, you pay zero interest. If any balance remains after 12 months, it converts to a fixed-rate installment loan at 19.99% APR. This option is available for projects between $1,000 and $100,000.
No. The prequalification process uses a soft credit pull, which does not affect your credit score. You can check whether you qualify and at what terms before committing to anything. A hard credit inquiry only happens if you decide to proceed with a full application.
Yes. Some homeowners in Davis County and Weber County use financing to cover their deductible or the portion of the project not covered by insurance. We can help you understand your options during the estimate process. Our W-2 employees are familiar with the local insurance process and can walk you through what documentation you will need.
The same-as-cash option is available for $1,000 to $100,000. The 5-year option requires a minimum of $3,500, and the 10-year option requires a minimum of $7,500. All options have a maximum of $100,000. Most residential roof replacements in Northern Utah fall between $12,000 and $30,000, which fits comfortably within any of the three options. Use our Pricing Calculator for a ballpark before you start the application.
Straight talk from a CertainTeed ShingleMaster Premier Contractor contractor with nearly 40 years in Northern Utah.
"Re-roofing a house is never cheap but with Bob you know that you are getting a quality job and a fair price. We literally scheduled our roof to be done overnight and Bob had his work crew there, ready to work the next day!"
Get a free assessment first. Then we will walk through your payment options together. No pressure, no rush. That is how we have done it since 1988.
Get a Free Assessment (801) 544-5125